Free Personal Budget Software Mac

Best for online accounting. Intuit Mint is the platform for personalized insights, custom. Mint is a free online budget planner from Intuit, the makers of TurboTax and Quickbooks.

When it comes to money, you should manage carefully and it beneficial to keep track of your finance. Using a finance tool makes your work easier. In this post, I will show you some of the best personal finance software for tracking your daily finance tasks.

The best finance software enables you to plan a budget, track your expenses, and check your overall finances. Here is a list of the best free personal finance software.

You Need a Budget combines easy software with Four Simple Rules to help you quickly gain control of your money, get out of debt, and save more money faster! Personal Budgeting Software for Windows, Mac, iOS and Android. Features of good personal budget software. The best personal budget software for Mac is easier to pin down when you know exactly what you’re looking for. Not all apps are the same — they vary by function and pricing. Generally speaking, there are a few key features you want to see in your budget software for Mac: Best Free Personal Finance. Moneydance is a powerful yet easy to use personal finance app for Mac, Windows, Linux, iPhone and iPad. With online banking, online bill payment, investment management and budgeting, Moneydance provides all the features of Quicken plus benefits such as ease of use and no sunsetting of features.

Free Home Budget Software

1. GnuCash

If you are looking finance software for personal use or small business, GnuCash is the right option for you. This open-source financial accounting software enables to track your bank accounts, stocks, income and expenditures.

Available for Windows 10, Mac OS, and Android. You can download for free desktop and mobile application. Free Download

2. Buddi

Buddi is a free personal finance software which lets you budget and daily financial tasks without a business background. It has excellent budgeting tools and a good looking interface that allows for tracking your incomings and outgoings within few minutes. This program licensed under GNU General Public License version 2.0 (GPLv2).

Read also: 9 Professional Tax Preparation Software in 2020

3. Mint

If you are exploring free online budget planners, Mint is a good online tool for you. This web app developed by Intuit, the makers of popular finance programs like TurboTax and Quickbooks. You can easily see all of your financial data, such as spending, bills, budget, and credit score.

4. AceMoney Lite

AceMoney Lite is another free personal finance manager that lets you track investment performance, spending, and build budgets.

Features:

• Create and manage budgets
• Track 401k
• Supports 150+ currencies
• Track Stock options
• Track Employee Stock Purchase
• Online banking
• Track spending habits

5. Money Plus Sunset Deluxe

Are you looking Finance software for Windows 7, Windows Vista, or Windows XP? This free personal finance program is right for your PC and developed by Microsoft. Money Plus Sunset Deluxe is a very good tool for money management which help you to track personal financial accounts.

With this finance tool, you can create and track a budget, forecast your cash flow, and use it for planning to pay bills on time. This is also included financial reports and some income tax reporting features. Download

6. Personal Capital

Personal Capital comes with financial planning and wealth management features for Android, iOS app, and Web tool. You can use it for tracking investments, analyzing cash flow, spending, planning for retirement, budgeting and net worth. Using this tool, you can easily view all your money incoming and outgoing in one place.

7. HomeBank

Great finance software added with helpful reports to keep you on the right path. HomeBank program is available for Windows, Mac OS, and Linux. Are you using other finance programs such as Quicken or Microsoft Money? You can import data to save on HomeBank. And generate month or annual budget quickly.

Other Features like:

• Duplicate transaction detection at import
• Multiple currencies with online update
• Cheque numbering
• Automatic category/payee assignment
• You can create various account types Bank, Cash, Asset, Credit card, Liability
• A scheduled transaction with a post in advance option
• Dynamic reports with charts
• Vehicle cost
• Transaction template
• Category split
• Internal transfer

8. Buxfer

Buxfer is a free personal finance online tool that assists you to import data directly from your bank account. With Buxfer, you are able to manage up to five accounts. It is free software with basic features, but there are also paid advanced version available price range from $1.99 to $4.99 per month.

9. Free Budget Spreadsheets

Using your own budget spreadsheet is an easy way to track your money. You can quickly build your financial planning spreadsheet. However, there are many online websites available for you to download free money management sheets.

10. Albert

This is a personal finance mobile app for iPhone, iPad, Android smartphones and tablets. Albert allows for tracking your spending, savings, meeting bills, and develop your financial IQ.

Picking the best personal finance software depends on your needs and cost. This collection of free finance accounting software fulfil your basic money management and investment tracking needs, but if you are looking advanced features, you have to go with premium plans.

Quicken was once the go-to budgeting tool. I used it when it was first released in the 1980s. Today, it’s been eclipsed by apps that enable you to manage every aspect of your finances, often for free. Here are the best Quicken alternatives to consider in 2021.

Editor’s Top Picks

Of all the options out there to replace Quicken (and Mint for that matter), three stand out among the rest:

1. Personal Capital–It’s both free and comes with the a robust set of features unmatched by other alternatives. It easily handles budgeting, net worth, cash flow, retirement investments and taxable investments. It also comes with excellent tools, including a retirement calculator, investment fee analyzer and investment portfolio analyzer. Personal Capital can now even track Bitcoin, Ethereum, Litecoin and thousands of other tokens. It’s the tool I use every day.
2. Tiller–If you are a diehard spreadsheet fanatic, Tiller is the answer. It integrates with Google Sheets and can connect your bank accounts and credit cards. It also offers daily email updates to track your spending. You can try it free for 30 days, then it’s $79 a year.
3. YNAB (You Need a Budget): For those who want to focus exclusively on budgeting (no investments), then YNAB is an ideal choice. It does budgeting as well as any app available today, and its community is second to none.

Alternatives to Quicken

• Top Quicken Alternatives

Top Quicken Alternatives

1. Personal Capital–Editor’s Choice

Personal Capital is the clear winner when it comes to finding a substitute for Quicken. It’s free and it offers tools to manage every aspect of your finances. With Personal Capital, you can link just about every financial account you have–checking, savings, credit cards, retirement accounts, investments accounts, HSAs, and even your home (via Zillow).

Once linked, Personal Capital’s financial dashboard offers valuable insights into your finances. As an example, the tool enables you to–

• Track your spending by category
• Estimate when you can retire
• Calculate the cost of your investments
• Display the asset allocation of your portfolio
• Generate a net worth statement
• Get alerts when bills are due
• Evaluate your investment portfolio
• Save for emergencies
• New: Track Bitcoin, Ethereum, Litecoin and thousands of other tokens without giving access to your crypto wallet.

I’ve used Personal Capital for years. It’s the only option that in my opinion can handle every aspect of my finances, from budgeting to investing to retirement planning.

I’ve written a detailed review and guide of Personal Capital that you can check out.

2. Tiller Money–Best Spreadsheet Budget

I don’t know how they do it, but Tiller Money has figured out how to turn a Google Sheet into a dynamic budgeting tool. You link your bank accounts and credit cards to Tiller’s Google Sheet tool, and it automatically downloads all of your transactions. From there you can create budgets, categorize spending and generate reports.

I’ve been using Tiller for several months for both my personal budget and my small business budget. It’s clear that Tiller is ideal for those who love working with spreadsheets. I will caution you that setting up Tiller can be a bit intimidating. The good news is that they have videos to walk you through each step. If I can do it, you can do it.

One thing to keep in mind is that you must manually categorize each transaction. For some, this is a show-stopper. They want the convenience of tools like Personal Capital that automate this process. For others, they would prefer to categorize transactions themselves. It forces them to look at each entry, understand how they spent money, and then properly categorize the expense.

There is no right or wrong here. It comes down to preference. You get a 30-day free trial. After that Tiller costs $79 a year.

3. You Need a Budget (YNAB)–Best for Budgeting

YNAB is ideal for those looking just for a budgeting tool. In my view, there is no better app when it comes to creating a budget. YNAB’s interface is similar to a spreadsheet. The tool makes it easy to budget by category based on the money you actually have in the bank.

One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.

YNAB doesn’t have the rich feature set offered by Personal Capital. That’s particularly clear when it comes to investing. For those who don’t want to track investments, however, YNAB is a good option.

It’s not free, however. You can try it free for 34 days. After that it costs $11.99 a month or $84 a year for the annual plan. The cost is the biggest downside to YNAB.

4. PocketSmith–Best for Calendar Budgeting

PocketSmith started out as a calendar to plan upcoming income and expenses. Today, it’s a full-fledged budgeting app. You can synch your accounts with PocketSmith. Once synced, you can track your budget and you’re net worth. You can also see your income and spending in a handy calendar view.

One stand-out feature is PocketSmith’s auto-budget tool. It can create a budget for you based on past spending. It also has a cash flow feature that maps income and spending by date range.

While there is a free version of PocketSmith, it requires manual data entry. To get automatic bank fees, you’ll need to pay at least $9.95 a month, or $7.50 a month when paid annually.

5. CountAbout–Imports from Quicken or Mint

If you have a lot of data in Quicken (or Mint), CountAbout may be the budgeting tool for you. It has a feature enabling you to import data from Quicken or Mint.

CountAbout enables you to download transactions from your bank and customize both income and expense categories. You can even attach receipt images to expense transactions. You can set up recurring transactions and generate financial reports.

For the features you get, the cost is very reasonable. The basic plan costs just $9.99 a year (not a month). If you want automatic downloading of bank transactions, the cost is $39.99 a year.

6. Moneydance–Traditional Budgeting Software

With so many apps going online, Moneydance takes a different approach. You download Moneydance software rather than use it online. Once downloaded, the software works much like you would expect.

You can download banking transactions into the software and initiate bill pay. The software automatically categorizes expenses based on how you categorize them. In other words, it learns from your use of the program.

It offers a dashboard (shown above) that summarizes your finances all in one place. It can also generate reports and graphs to give you a visual perspective of your money. It comes with a mobile app, can track your finances, and can alert you when bills are due.

It costs $49.99 and is available for both Mac and Windows.

7. EveryDollar (now Ramsey+)–Best for Dave Ramsey Fans

For those Dave Ramsey founds out there, EveryDollar may be a good substitute for Intuit’s Quicken. Now the first thing to point out is that EveryDollar ain’t cheap. After a 14-day trial, you’ll pay $129.99 a year. If you want to try it for just 3 months, it will cost $59.99. For this reason, it’s not high on my list. Still, I know that some folks are passionate about Financial Peace University.

You can sync your bank accounts with the tool, set up budgets, and track spending. The budgeting app works on both computers, smartphones and tablets. It also comes with Dave’s educational materials, enabling you to take online course and join virtual groups.

8. Banktivity–Designed for Macs Only

Banktivity is the budgeting app specifically designed for Macs. It offers features that enable you to organize and track all of your finances. You can group accounts and reports, and organize the dashboard in a way that works best for you.

Banktivity enables you to follow an envelope budget. This can be ideal for those living paycheck-to-paycheck.

You can import transactions from your bank and sync data across all of your Mac devices. Banktivity also tracks investments and offers account-level reporting. You can try Banktivity for free for 30 days. After that they offer three plans ranging in price from $4.16 to $8.33 a month (billed annually).

9. GnuCash–Best for Small Businesses

For those who tracked business income and expenses with Quicken and a reluctant to move up to Quickbooks, GnuCash may be the answer. It uses double-entry accounting, ideal for businesses and accounting nerds, like me. It tracks investments, schedules transactions, and generates reports and graphs.

10. Mint–Best Mobile App

I used Mint when it first came out more than a decade ago. Today, many are looking for Mint alternatives, including several of the apps listed here. Still, Mint is a worth consideration if you are replacing Intuit’s Quicken. It’s free, for starters. It’s easy to link your accounts and track your spending. It includes a budget planner and credit score tracker. Of course, there are great Mint alternatives as well.

11. GoodBudget–Best for Envelope Budgeting

I’m old enough to remember the envelope method of budgeting. My mom used it. When the money in the grocery envelope ran out, we stopped going to the grocery story until payday (seriously). Today, the envelope budget is still a smart way to manage money for those living paycheck-to-paycheck. If you want a digital version of the time-tested budgeting system, give GoodBudget a try.

Goodudget is an app based on the envelope system. You can sync and share your budget, and set goals to save for big purchases. It also has tools that let you track and payoff your debt.

Quicken Alternatives FAQs

Personal Capital is the best free Quicken replacement. It comes with nearly every feature Quicken offers, and money additional tools. It’s particularly well suited for those who want to manage all of their money in one place, including investments.

Sadly, no. Like so many other software packages and apps, Quicken is now only available as a subscription.

If you want to migrate Quicken data to a new budgeting app, CountAbout is a solid option. It has features enabling users to migrate data from Quicken or Mint.

Free Personal Finance Programs For Mac

PocketSmith is a good choice as it offers a calendar view of your budget.

With both Tiller Money and YNAB, you can plan future bill payments. Tiller offers a Bill Payment Tracker template and YNAB enables you to allocate funds to bills you plan to pay in the future.

Free Personal Finance Software For Mac Uk

Whatever tool you choose, the key is to pick one that works for you. For me, that’s Personal Capital. One or more of the above Quicken alternatives, however, should suit the needs of most looking to better manage their money.